Credit Repair, Refinance, ID Security and Jobs Articles - Various Authors
Credit Repair Tips
There are many methods to credit repair and if you have poor credit scores then you should consider restoring your credit. You will enjoy an increase in your financial freedom when you take steps toward bad credit repair.
Bad credit can be detrimental to your financial well being. You might have constant phone calls to your home from bill collectors and the battle may seem impossible. You might make less money than you can financially afford t Read More...
A Guide to Housing Refinancing
1. What is refinancing and repricing?
Refinancing occurs when the borrower switches from the current home loan mortgage or a commercial loan mortgage, before the end of its tenure, to another mortgage package offered by a different financial institution. It is not to be confused with repricing.
Repricing is the act of switching to a cheaper package with the current financier.
For example, a borrower has a 2% SOR loan package with Bank A. Read More...
Child Identity Theft - Why Your Child Is a Better Target Than You
In a recent study by Carnegie CyLab the numbers were alarming with 10.2% of the children scanned having someone else using their social security number.
There was one 16 year old victim who had $750,000 in debt, and the youngest was 5 months old.
You may be wondering how a 5 month old baby gets a line of credit and why isn't it caught. Here's how it works.
1. A thief acquires the social security number from somewhere. It can come from m Read More...